Joe Dalbey

I’m Joe Dalbey, and I’m proud to serve as a State Farm Agent here in Fort Thomas, KY. I’ve been associated with State Farm since 1995 and opened our Fort Thomas, KY office in 2007. Over the years, I’ve been fortunate to build long‐standing relationships within this community and help individuals and families navigate changes as their insurance needs evolve. Our experienced team, many of whom have worked together for years, shares that same commitment to clear conversations and dependable support.

We proudly assist customers across Kentucky, Ohio, Indiana, and Tennessee, supporting people at many different stages of life. Homeowners in Fort Thomas, drivers in Newport, and families in Alexandria and Highland Heights regularly turn to our office for guidance. We offer a broad range of insurance services, including Auto Insurance for daily commuting. Homeowners Insurance and Renters Insurance for protecting where you live, Life Insurance to help families prepare for the future, and Business Insurance for local business owners. We also provide Condo Insurance, Motorcycle Insurance, Boat Insurance, RV Insurance, and Pet Insurance, based on individual needs.

My background includes earning a Bachelor of Arts in Accounting from Illinois State University, along with professional designations including CLU, CPCU, and ChFC. These credentials, combined with more than 30 years of experience with State Farm, allow me to bring a steady, informed perspective to every conversation. I also value staying connected locally by supporting organizations such as Seven Hills Church, Hosea House, and Found Village, which play an important role in the community.

Outside of the office, my life centers around family and the outdoors. My wife and I are proud parents of three incredible children - our oldest daughter recently finished college and now teaches high school English in Lexington, our son works alongside me at the office is a senior at Northern Kentucky University, and our youngest daughter is a high school senior and competes in rodeos. Our home life is full of life with our yellow labs Winnie & Woody, wiener dog Lila, and our horses, Cowboy and Romeo. Whether we’re boating, hunting, working on the farm, or heading to a rodeo, we cherish being part of the community we serve.

At the Joe Dalbey State Farm office, we believe in treating all customers like family. Whether you’re new to the area, moving from out of state, or just looking to update your coverage, we’re here to help make the process smooth and welcoming. Stop by, give us a call, send a text, or shoot us an email — we can’t wait to meet you and help you prepare for whatever comes next. We even do video appointments!